Look closely and you’ll see FM Global is a very different animal. Founded by a group of factory owners, we’re the only commercial property insurance company 100% owned by our policyholders. Which means we have the freedom to focus solely on how we can serve them best without having to balance what’s best for investors. What difference does that make? All the difference. It’s why our clients get the broadest coverage available in a standard policy (including cyber and communicable disease coverage). It’s why they get an entire research and testing facility devoted to helping them prevent property loss. And it’s why they receive a level of service that’s noticeably better. So much so that National Underwriter’s 2016 Risk Manager Choice Awards just ranked FM Global highest in eight important business categories including: business interruption, timely service and claims handling. A business focused solely on building value for its policy holders may sound like a fantasy, but ask an FM Global client – it’s real, and it’s not hard to find.